Art style: AI Surreal Meme.
Юлия, the same main character in every scene, sitting at a small desk in a modest student dorm room, counting a few banknotes and coins, open notebook nearby, simple student interior, warm desk lamp, winter evening outside the window. Юлия looks thoughtful and slightly worried, trying to find a solution. She has a dark brown chin-length bob haircut, warm brown eyes, elegant oval face, light-to-medium warm skin tone. Painterly storybook animation, soft hand-painted brush texture, emotional cinematic mood, no readable text, no logos.
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FINAL STYLE ENFORCEMENT (this is the authoritative rendering directive — it overrides any style wording elsewhere in the prompt):
Render this image entirely in "AI Surreal Meme" style. Match the lighting grammar, material response, colour science, level of realism / stylisation, line weight, and shading model typical of "AI Surreal Meme". Keep the subject, composition, camera angle, lighting direction, and colour palette from the description above — but EVERY surface, skin, fabric, material, and environmental element must be rendered in the "AI Surreal Meme" idiom, not in any other medium.
