Art style: 3D Pixar.
3D animation, extreme close-up of the smartphone screen in Serega's hand, displaying a bright, obnoxious ad for a loan. Serega's panicked face is reflected in the screen.
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FINAL STYLE ENFORCEMENT (this is the authoritative rendering directive — it overrides any style wording elsewhere in the prompt):
Render this image entirely in "3D Pixar" style. Match the lighting grammar, material response, colour science, level of realism / stylisation, line weight, and shading model typical of "3D Pixar". Keep the subject, composition, camera angle, lighting direction, and colour palette from the description above — but EVERY surface, skin, fabric, material, and environmental element must be rendered in the "3D Pixar" idiom, not in any other medium.
Character appearance reference (MUST match exactly):
- Серёга: 3D animation style, 40-year-old man, wearing a slightly oversized dark jacket, looking extremely guilty, panicked, and sweating. Holding a modern smartphone.
