Art style: Modern Flat Illustration.
A dramatic, dark navy environment with a large, glowing gold 401(k) logo suspended in the center. A shimmering, ethereal halo surrounds the logo, but a visible, dark crack is splitting through the bottom. Dramatic side-lighting creates deep shadows. The composition is a centered close-up. Colors are deep indigo, brilliant gold, and obsidian.
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FINAL STYLE ENFORCEMENT (this is the authoritative rendering directive — it overrides any style wording elsewhere in the prompt):
Render this image entirely in "Modern Flat Illustration" style. Match the lighting grammar, material response, colour science, level of realism / stylisation, line weight, and shading model typical of "Modern Flat Illustration". Keep the subject, composition, camera angle, lighting direction, and colour palette from the description above — but EVERY surface, skin, fabric, material, and environmental element must be rendered in the "Modern Flat Illustration" idiom, not in any other medium.
